Don’t Be Discriminated Against!
If you smoke cigars, smoke a pipe, or use smokeless tobacco, you can now receive nonsmoker ratings on your life insurance policies!
We have the ability to get you non-smoker rates even if you aren’t clean of nicotine!
Check out these sample, 15-year-term, male, Standard Non-Smoker Monthly Rates!
Preferred rates, women’s rates, other term periods, and different face amounts are available upon request!
Age | Amount of Coverage | ||||
$250,000 | $500,000 | $1,000,000 | $2,000,000 | $5,000,000 | |
35 | $29.28 | $52.07 | $90.78 | $176.22 | $432.54 |
40 | $44.06 | $62.30 | $112.14 | $218.94 | $539.34 |
45 | $63.41 | $88.11 | $170.88 | $336.42 | $833.04 |
50 | $97.46 | $133.06 | $243.86 | $482.38 | $1,197.94 |
55 | $147.30 | $204.70 | $372.02 | $738.70 | $1,838.74 |
60 | $242.75 | $311.95 | $600.75 | $1,196.16 | $2,982.39 |
65 | $411.85 | $576.72 | $1,049.31 | $2,093.28 | $5,225.19 |
70* | $748.35 | $1,359.19 | $2,703.11 | $5,390.95 | $13,454.43 |
For those who test negative for nicotine at time of exam, there is the possibility for preferred rates if you meet all other guidelines.
Contact us now and start saving today!
Application Request Form
Insurance Processing Center | Call Toll Free: (800)599-6965 | Email Us: info@cigarpipesmokerinsurance.com
CS Financial | Direct Phone: 817-773-3874 | Email CS Financial: csfinancial@gmail.com